A few weeks ago I came across an article on the Time website titled 1 in 3 Americans have saved $0 for Retirement. I thought to myself; “This has to be a typo”. I clicked on the article and continued to read and was shocked at the statistics given. How could this be true?
Read MoreWhen I started preparing to present Think B.I.G. to the high school interns my biggest challenge was finding a way to make it interesting and relevant to them at this point in their lives. Learning how to budget, save, and set financial goals is not the most exciting topic to a 17 year old, but it is an important topic that needs to be discussed.
Read MoreMy project focuses on the opening of new branches that use Interactive Teller Machines and the conversion of existing branches to this ITM technology to take the place of a traditional teller line.
Read MoreUrban landscapes are changing throughout our cities. With these changes, transportation is evolving to meet the needs of growing populations that require accessible alternatives. Single-owner vehicle centric environments are becoming more occupied by people utilizing public transportation, vehicle and ride share programs, and healthier, non-motorized forms of transit. In the banking industry, credit unions have excelled at providing low cost vehicle loans.
Read MoreScenario One: You’re standing in line and strike up a conversation with the gal in front of you, Anne. You share that your deepest desire is to become a proficient hiker. As you’re waiting for your order, Anne offers you two choices: would you rather have advice on local hiking trails or $100? Which option do you take?
Read MoreI remember receiving the phone call that I would be managing our organization’s first non-traditional branch. The first emotion was elation; I couldn’t believe that my organization was giving me this opportunity. The second emotion was fear—what had I gotten myself into?
Read MoreSo where did this Talent 20/20 stuff come from anyway? And “why” should every employee, leader, and business owner care…TODAY? I’ve been in the credit union (CU) space for 14+ years. I’ve seen and heard entirely too little about how CUs are developing people. Prior to a couple years ago, I never heard the words succession planning mentioned in a CU.
Read MoreImagine a young woman. Let’s call her, “Sue”. Red-haired, green-eyed, maybe freckled. At 11 she loses her only family member, an older sibling, to a drug overdose. At 13 she runs away from her foster home. By the time she is 16, she struggles with addiction and lives on the streets. By her 17th birthday, Sue enrolls in a court-ordered program for at-risk youth.
Read MoreStatistics are splashed across headlines everywhere: Americans need to save more. And when you ask those who do not make saving money a priority, they use words like “daunting” and “intimidating” to explain why they have not yet begun.
Read More“There’s not enough time in the day”, a statement uttered by everyone at some time. Or how about, “I’ll get around to it when I find time”. Problem is, these statements lead to unintended consequences. Too often, we see individuals, of all ages, come through our doors seeking help and advice in the aftermath of financial turmoil.
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